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The Facts: Corporate Pawn Seeks Competitive Advantage


CALL TO ACTION! Get the facts on how Federal Charter legislation will impact your business. Check out the new WAKE UP CALL info-graphic. Act Now by sending a letter to your elected officials on the NPA Rally Congress page!



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Pawnbrokers Report Increase in Loans but Less Cash for Gold

 The National Pawnbrokers Association Announces the Results of the 2012 Trend Survey. According to the survey, the average pawn loan amount increased to $150, nationally. This estimate is up from 2010, in which the average loan amount was $100. Additionally, over 80 percent of pawnbrokers report an increase in the dollar amount of loans being extended.

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The Real Story about the Pawn Industry

Licensed, regulated pawnbrokers offer consumer credit secured by possessory security interests in personal goods and provide safety-net loans to approximately 30 million Americans. Each day, pawnbrokers help families through challenging economic times by providing non-recourse, short term loans that have no impact on a consumer’s credit history.

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Life Happens

What do you do when a life event happens? An unexpected visit to the emergency room or gas prices are climbing and your paycheck isn’t. These things happen in everyone’s lives and despite working hard, taking care of our families and trying to make ends meet…sometimes “life just happens.” 
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